Critical Illness Insurance

Additional coverage to help with out-of-pocket costs resulting from an unexpected critical illness.

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Financial Coverage for Critical Illnesses

Critical illness can be difficult—recovery doesn’t have to be. When a serious illness strikes, help your employees focus on getting better, and worry less about medical bills. Critical Illness insurance from Cigna Healthcare SM * can help cover out-of-pocket, everyday expenses that add up while an employee is experiencing a serious illness.

Benefits of a Critical Illness Plan for Your Employees

Direct Payments

A cash benefit is paid directly to covered person for a diagnosis of a covered critical illness or specific disease condition.

Flexible

Employees can use the money however they want, including medical deductibles, child care, groceries, and more.

Supplements a Medical Plan

Benefits are paid in addition to other coverage an employee may have.

Cost Effective

Premium is conveniently deducted from an employee's paycheck at a low group rate.

Benefits are portable

Employees can keep their coverage if they leave their employer. 1

Maximize employee benefit payments with Cigna Simple File ®

Critical Illness Injury

Watch how our Critical Illness insurance can offer employees financial coverage while they focus on their health. (Length: 00:01:32)

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* Insured by Cigna Health and Life Insurance Company

1 Under most plans, coverage is portable and ends at age 100.

2 The Simple File process is based on a one-time assessment of the initial claim documentation for the primary claim. Any subsequent events would not be identified.

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Group Critical Illness insurance is offered or insured by Cigna Health and Life Insurance Company (Bloomfield, CT). Plans may not be available in all areas. All group insurance policies may contain exclusions, limitations, reduction of benefits, and terms under which the policies may be continued in force or discontinued. For costs and complete details of coverage, contact your Cigna Healthcare representative. Policy forms: GCI-00-1000, GCI-02-1000, GCI-00-0000.OR, GCI-02-0000.OR et al.

Product availability may vary by location and plan type and is subject to change. All group insurance policies may contain exclusions, limitations, reduction in benefits, and terms under which the policy may be continued in force or discontinued. For costs and details of coverage, contact your Cigna Healthcare representative.

Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company (Bloomfield, CT). The Cigna Healthcare names, logos, and marks are owned by Cigna Intellectual Property, Inc.

Critical Illness Injury

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Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT). The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc.

All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna Healthcare sales representative. This website is not intended for residents of Arizona and New Mexico.

Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna Healthcare website. Cigna Healthcare may not control the content or links of non-Cigna Healthcare websites. Details

La aseguradora publica el formulario traducido para fines informativos y la versión en inglés prevalece para fines de solicitud e interpretación.

The insurer is issuing the translated form on an informational basis and the English version is controlling for the purposes of application and interpretation.